/* Oxford Cashmere Style - Auto-themed */
:root {
    --fngb-primary: #10340a;
    --fngb-secondary: #943b1c;
    --fngb-accent: #a0e537;
    --fngb-gold: #abe932;
    --fngb-gold-light: #b4f359;
    --fngb-gold-muted: #dabe9e;
    --fngb-cashmere: #f5f0e8;
    --fngb-cream: #faf8f5;
    --fngb-oxford: #13292b;
    --fngb-burgundy: #76303d;
    --fngb-text: #0a3310;
    --fngb-text-muted: #8e6950;
    --fngb-border: #dfd3b6;
    --fngb-shadow: 0 2px 8px rgba(0,0,0,0.08);
    --fngb-shadow-deep: rgba(48,24,23,0.22);
    --fngb-success: #5e8c69;
    --fngb-error: #943c39;
    --fngb-radius-sm: 5px;
    --fngb-radius-md: 5px;
    --fngb-radius-lg: 15px;
    --fngb-spacing-xs: 7px;
    --fngb-spacing-sm: 16px;
    --fngb-spacing-md: 24px;
    --fngb-spacing-lg: 48px;
    --fngb-spacing-xl: 72px;
}

*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Libre Baskerville', 'Georgia', serif;
    font-size: 17px;
    line-height: 1.8;
    color: var(--fngb-text);
    background: var(--fngb-cream);
    background-image:
        linear-gradient(135deg, rgba(206,166,123,0.03) 0%, transparent 50%),
        linear-gradient(225deg, rgba(141,74,23,0.02) 0%, transparent 50%);
    min-height: 100vh;
}

.fngb-wrapper {
    max-width: 1180px;
    margin: 0 auto;
    padding: 0 var(--fngb-spacing-md);
}

/* Progress Bar */
.fngb-progress-indicator {
    position: fixed;
    top: 0;
    left: 0;
    height: 4px;
    width: 0%;
    background: linear-gradient(90deg, var(--fngb-burgundy), var(--fngb-gold), var(--fngb-burgundy));
    z-index: 9999;
    transition: width 0.15s ease-out;
}

/* Header */
.fngb-masthead {
    background: linear-gradient(180deg, var(--fngb-cream) 0%, rgba(245, 240, 232, 0.97) 100%);
    border-bottom: 1px solid var(--fngb-border);
    position: sticky;
    top: 0;
    z-index: 1000;
    backdrop-filter: blur(10px);
    box-shadow: 0 3px 20px var(--fngb-shadow);
}

.fngb-masthead-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 23px var(--fngb-spacing-md);
    max-width: 1180px;
    margin: 0 auto;
}

.fngb-brand {
    display: flex;
    align-items: center;
    gap: 11px;
    text-decoration: none;
    color: var(--fngb-primary);
}

.fngb-brand-mark {
    width: 48px;
    height: 48px;
    background: linear-gradient(145deg, var(--fngb-gold) 0%, var(--fngb-gold-light) 50%, var(--fngb-secondary) 100%);
    border-radius: var(--fngb-radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 22px;
    color: var(--fngb-cream);
    box-shadow: 0 4px 16px rgba(200,162,131,0.35);
    position: relative;
}

.fngb-brand-mark::after {
    content: '';
    position: absolute;
    inset: 2px;
    border: 1px solid rgba(255, 255, 255, 0.25);
    border-radius: 7px;
}

.fngb-brand-name {
    font-size: 25px;
    font-weight: 600;
    letter-spacing: -0.2px;
}

.fngb-main-navigation {
    display: flex;
    gap: 34px;
    align-items: center;
}

.fngb-nav-item {
    color: var(--fngb-text);
    text-decoration: none;
    font-size: 15px;
    font-weight: 500;
    padding: 10px 21px;
    border-radius: var(--fngb-radius-sm);
    transition: all 0.35s ease;
    position: relative;
}

.fngb-nav-item::after {
    content: '';
    position: absolute;
    bottom: 4px;
    left: 18px;
    right: 18px;
    height: 2px;
    background: var(--fngb-gold);
    transform: scaleX(0);
    transition: transform 0.35s ease;
}

.fngb-nav-item:hover {
    color: var(--fngb-burgundy);
}

.fngb-nav-item:hover::after {
    transform: scaleX(1);
}

.fngb-nav-item--current {
    color: var(--fngb-burgundy);
    background: rgba(112,45,57,0.08);
}

.fngb-nav-item--current::after {
    transform: scaleX(1);
}

/* Mobile Menu Toggle */
.fngb-menu-trigger {
    display: none;
    flex-direction: column;
    gap: 5px;
    padding: 11px;
    background: none;
    border: none;
    cursor: pointer;
}

.fngb-menu-bar {
    width: 26px;
    height: 2px;
    background: var(--fngb-primary);
    border-radius: 3px;
    transition: all 0.3s ease;
}

.fngb-menu-trigger.is-active .fngb-menu-bar:nth-child(1) {
    transform: rotate(45deg) translate(6px, 6px);
}

.fngb-menu-trigger.is-active .fngb-menu-bar:nth-child(2) {
    opacity: 0;
}

.fngb-menu-trigger.is-active .fngb-menu-bar:nth-child(3) {
    transform: rotate(-45deg) translate(6px, -6px);
}

/* Mobile Navigation */
.fngb-mobile-menu {
    display: none;
    flex-direction: column;
    background: var(--fngb-cream);
    border-top: 1px solid var(--fngb-border);
    padding: 20px var(--fngb-spacing-md);
}

.fngb-mobile-menu.is-visible {
    display: flex;
}

.fngb-mobile-item {
    padding: 17px 0;
    color: var(--fngb-text);
    text-decoration: none;
    font-weight: 500;
    border-bottom: 1px solid var(--fngb-border);
    transition: color 0.3s ease;
}

.fngb-mobile-item:last-child {
    border-bottom: none;
}

.fngb-mobile-item:hover {
    color: var(--fngb-burgundy);
}

/* Hero Banner */
.fngb-hero-banner {
    background: linear-gradient(145deg, var(--fngb-oxford) 0%, #2a3d41 40%, var(--fngb-oxford) 100%);
    color: var(--fngb-cream);
    padding: 100px 0 90px;
    position: relative;
    overflow: hidden;
}

.fngb-hero-banner::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
        radial-gradient(ellipse at 30% 40%, rgba(199,173,120,0.12) 0%, transparent 60%),
        radial-gradient(ellipse at 70% 80%, rgba(197,171,127,0.08) 0%, transparent 50%);
}

.fngb-hero-banner::after {
    content: '';
    position: absolute;
    inset: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23c9a87c' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    opacity: 0.7;
}

.fngb-hero-content {
    position: relative;
    z-index: 2;
    text-align: center;
    max-width: 880px;
    margin: 0 auto;
    padding: 0 var(--fngb-spacing-md);
}

.fngb-hero-label {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 11px 24px;
    background: rgba(197,162,121,0.18);
    border: 1px solid rgba(194,176,126,0.35);
    border-radius: 32px;
    font-size: 10px;
    font-weight: 600;
    color: var(--fngb-gold-light);
    text-transform: uppercase;
    letter-spacing: 1.6px;
    margin-bottom: 27px;
}

.fngb-hero-headline {
    font-family: 'Playfair Display', 'Georgia', serif;
    font-size: 52px;
    font-weight: 600;
    line-height: 1.18;
    margin-bottom: 25px;
    color: #fff;
    text-shadow: 0 2px 12px rgba(0, 0, 0, 0.25);
}

.fngb-hero-description {
    font-size: 19px;
    line-height: 1.7;
    color: rgba(255, 255, 255, 0.85);
    margin-bottom: 35px;
    max-width: 720px;
    margin-left: auto;
    margin-right: auto;
}

.fngb-hero-buttons {
    display: flex;
    gap: 17px;
    justify-content: center;
    flex-wrap: wrap;
}

.fngb-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 14px 35px;
    font-size: 15px;
    font-weight: 600;
    text-decoration: none;
    border-radius: var(--fngb-radius-sm);
    transition: all 0.35s ease;
    cursor: pointer;
    border: none;
}

.fngb-btn--gold {
    background: linear-gradient(145deg, var(--fngb-gold) 0%, var(--fngb-gold-light) 100%);
    color: var(--fngb-oxford);
    box-shadow: 0 6px 24px rgba(193,171,119,0.4);
}

.fngb-btn--gold:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 32px rgba(206,161,124,0.5);
}

.fngb-btn--outline {
    background: transparent;
    color: var(--fngb-cream);
    border: 2px solid rgba(255, 255, 255, 0.35);
}

.fngb-btn--outline:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: rgba(255, 255, 255, 0.55);
}

/* Main Content */
.fngb-content-section {
    padding: var(--fngb-spacing-xl) 0;
}

.fngb-article-container {
    max-width: 780px;
    margin: 0 auto;
}

.fngb-lead-block {
    padding: var(--fngb-spacing-md) var(--fngb-spacing-lg);
    background: linear-gradient(135deg, var(--fngb-cashmere) 0%, rgba(214,186,146,0.15) 100%);
    border-left: 4px solid var(--fngb-gold);
    border-radius: 0 var(--fngb-radius-md) var(--fngb-radius-md) 0;
    margin-bottom: var(--fngb-spacing-lg);
    box-shadow: 0 5px 20px var(--fngb-shadow);
}

.fngb-lead-text {
    font-size: 20px;
    line-height: 1.85;
    color: var(--fngb-text);
}

.fngb-section-heading {
    font-family: 'Playfair Display', 'Georgia', serif;
    font-size: 34px;
    font-weight: 600;
    color: var(--fngb-primary);
    margin: var(--fngb-spacing-lg) 0 var(--fngb-spacing-md) 0;
    line-height: 1.3;
    position: relative;
    padding-bottom: 17px;
}

.fngb-section-heading::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 70px;
    height: 3px;
    background: linear-gradient(90deg, var(--fngb-gold), var(--fngb-gold-muted), transparent);
    border-radius: 2px;
}

.fngb-subheading {
    font-family: 'Playfair Display', 'Georgia', serif;
    font-size: 24px;
    font-weight: 600;
    color: var(--fngb-secondary);
    margin: var(--fngb-spacing-md) 0 var(--fngb-spacing-sm) 0;
}

.fngb-paragraph {
    margin-bottom: var(--fngb-spacing-md);
    line-height: 1.85;
}

.fngb-content-list {
    margin: var(--fngb-spacing-md) 0;
    padding-left: 30px;
}

.fngb-content-list li {
    margin-bottom: 11px;
    line-height: 1.75;
    position: relative;
}

.fngb-content-list li::marker {
    color: var(--fngb-gold);
}

.fngb-ordered-list {
    margin: var(--fngb-spacing-md) 0;
    padding-left: 31px;
    counter-reset: item;
}

.fngb-ordered-list li {
    margin-bottom: 15px;
    line-height: 1.75;
}

/* Image Styling */
.fngb-figure {
    margin: var(--fngb-spacing-lg) 0;
    border-radius: var(--fngb-radius-lg);
    overflow: hidden;
    box-shadow: 0 10px 41px var(--fngb-shadow-deep);
    border: 3px solid var(--fngb-border);
}

.fngb-figure img {
    width: 100%;
    height: auto;
    display: block;
    transition: transform 0.5s ease;
}

.fngb-figure:hover img {
    transform: scale(1.03);
}

/* Checklist Component */
.fngb-checklist-section {
    background: linear-gradient(145deg, var(--fngb-cashmere) 0%, #fff 100%);
    border-radius: var(--fngb-radius-lg);
    padding: var(--fngb-spacing-lg);
    margin: var(--fngb-spacing-lg) 0;
    border: 2px solid var(--fngb-border);
    box-shadow: 0 8px 32px var(--fngb-shadow);
}

.fngb-checklist-header {
    display: flex;
    align-items: center;
    gap: 19px;
    margin-bottom: var(--fngb-spacing-md);
    padding-bottom: var(--fngb-spacing-sm);
    border-bottom: 1px solid var(--fngb-border);
}

.fngb-checklist-icon {
    width: 52px;
    height: 52px;
    background: linear-gradient(145deg, var(--fngb-gold), var(--fngb-gold-light));
    border-radius: var(--fngb-radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--fngb-oxford);
    box-shadow: 0 4px 16px rgba(203,161,131,0.3);
}

.fngb-checklist-icon svg {
    width: 26px;
    height: 26px;
}

.fngb-checklist-title {
    font-family: 'Playfair Display', 'Georgia', serif;
    font-size: 24px;
    font-weight: 600;
    color: var(--fngb-primary);
}

.fngb-checklist-items {
    list-style: none;
}

.fngb-checklist-item {
    display: flex;
    align-items: flex-start;
    gap: 15px;
    padding: 16px 0;
    border-bottom: 2px solid var(--fngb-border);
    transition: all 0.3s ease;
}

.fngb-checklist-item:last-child {
    border-bottom: none;
}

.fngb-checklist-item:hover {
    padding-left: 8px;
}

.fngb-check-mark {
    flex-shrink: 0;
    width: 28px;
    height: 28px;
    background: linear-gradient(145deg, var(--fngb-success), #73987e);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    margin-top: 1px;
}

.fngb-check-mark svg {
    width: 19px;
    height: 16px;
}

.fngb-checklist-text {
    flex: 1;
    font-size: 16px;
    line-height: 1.65;
}

/* Testimonial Slider */
.fngb-testimonial-section {
    background: linear-gradient(145deg, var(--fngb-oxford) 0%, #293649 100%);
    border-radius: var(--fngb-radius-lg);
    padding: var(--fngb-spacing-xl) var(--fngb-spacing-lg);
    margin: var(--fngb-spacing-xl) 0;
    position: relative;
    overflow: hidden;
}

.fngb-testimonial-section::before {
    content: '';
    position: absolute;
    top: 0;
    right: 0;
    width: 250px;
    height: 250px;
    background: radial-gradient(circle, rgba(200,175,123,0.15) 0%, transparent 70%);
}

.fngb-testimonial-header {
    text-align: center;
    margin-bottom: var(--fngb-spacing-lg);
    position: relative;
    z-index: 2;
}

.fngb-testimonial-label {
    font-size: 13px;
    text-transform: uppercase;
    letter-spacing: 3px;
    color: var(--fngb-gold-light);
    margin-bottom: 9px;
}

.fngb-testimonial-heading {
    font-family: 'Playfair Display', 'Georgia', serif;
    font-size: 32px;
    font-weight: 600;
    color: var(--fngb-cream);
}

.fngb-testimonial-slider {
    position: relative;
    z-index: 2;
}

.fngb-testimonial-track {
    display: flex;
    gap: 23px;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    scrollbar-width: none;
    padding: 8px 0;
}

.fngb-testimonial-track::-webkit-scrollbar {
    display: none;
}

.fngb-testimonial-card {
    flex: 0 0 calc(100% - 48px);
    scroll-snap-align: center;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: var(--fngb-radius-md);
    padding: var(--fngb-spacing-md);
    backdrop-filter: blur(11px);
}

@media (min-width: 768px) {
    .fngb-testimonial-card {
        flex: 0 0 calc(50% - 12px);
    }
}

.fngb-testimonial-quote {
    font-size: 17px;
    font-style: italic;
    color: rgba(255, 255, 255, 0.9);
    line-height: 1.7;
    margin-bottom: 19px;
    position: relative;
    padding-left: 22px;
}

.fngb-testimonial-quote::before {
    content: '"';
    position: absolute;
    left: 0;
    top: -8px;
    font-size: 48px;
    font-family: 'Playfair Display', serif;
    color: var(--fngb-gold);
    opacity: 0.5;
    line-height: 1;
}

.fngb-testimonial-author {
    display: flex;
    align-items: center;
    gap: 17px;
}

.fngb-author-avatar {
    width: 50px;
    height: 48px;
    background: linear-gradient(145deg, var(--fngb-gold), var(--fngb-gold-muted));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 18px;
    color: var(--fngb-oxford);
}

.fngb-author-info {
    flex: 1;
}

.fngb-author-name {
    font-weight: 600;
    color: var(--fngb-cream);
    font-size: 16px;
}

.fngb-author-title {
    font-size: 14px;
    color: rgba(255, 255, 255, 0.6);
}

.fngb-testimonial-dots {
    display: flex;
    justify-content: center;
    gap: 11px;
    margin-top: var(--fngb-spacing-md);
}

.fngb-dot {
    width: 10px;
    height: 10px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.25);
    cursor: pointer;
    transition: all 0.3s ease;
}

.fngb-dot.is-active,
.fngb-dot:hover {
    background: var(--fngb-gold);
    transform: scale(1.2);
}

/* FAQ Accordion */
.fngb-faq-section {
    margin: var(--fngb-spacing-xl) 0;
}

.fngb-faq-header {
    text-align: center;
    margin-bottom: var(--fngb-spacing-lg);
}

.fngb-faq-label {
    font-size: 13px;
    text-transform: uppercase;
    letter-spacing: 1px;
    color: var(--fngb-gold);
    margin-bottom: 15px;
}

.fngb-faq-heading {
    font-family: 'Playfair Display', 'Georgia', serif;
    font-size: 34px;
    font-weight: 600;
    color: var(--fngb-primary);
}

.fngb-faq-list {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.fngb-faq-entry {
    background: var(--fngb-cream);
    border: 1px solid var(--fngb-border);
    border-radius: var(--fngb-radius-md);
    overflow: hidden;
    transition: all 0.35s ease;
    box-shadow: 0 2px 12px var(--fngb-shadow);
}

.fngb-faq-entry:hover {
    border-color: var(--fngb-gold-muted);
    box-shadow: 0 6px 24px var(--fngb-shadow);
}

.fngb-faq-entry.is-open {
    border-color: var(--fngb-gold);
    box-shadow: 0 8px 32px var(--fngb-shadow);
}

.fngb-faq-trigger {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 18px;
    padding: 23px 26px;
    background: none;
    border: none;
    cursor: pointer;
    text-align: left;
    transition: background 0.3s ease;
}

.fngb-faq-trigger:hover {
    background: rgba(195,164,116,0.08);
}

.fngb-faq-question-text {
    font-size: 18px;
    font-weight: 600;
    color: var(--fngb-primary);
    line-height: 1.4;
}

.fngb-faq-toggle {
    flex-shrink: 0;
    width: 36px;
    height: 36px;
    background: linear-gradient(145deg, var(--fngb-cashmere), #fff);
    border: 1px solid var(--fngb-border);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--fngb-gold);
    transition: all 0.35s ease;
}

.fngb-faq-toggle svg {
    width: 20px;
    height: 20px;
    transition: transform 0.35s ease;
}

.fngb-faq-entry.is-open .fngb-faq-toggle {
    background: linear-gradient(145deg, var(--fngb-gold), var(--fngb-gold-light));
    color: var(--fngb-oxford);
    border-color: var(--fngb-gold);
}

.fngb-faq-entry.is-open .fngb-faq-toggle svg {
    transform: rotate(180deg);
}

.fngb-faq-response {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s ease;
}

.fngb-faq-entry.is-open .fngb-faq-response {
    max-height: 500px;
}

.fngb-faq-answer-text {
    padding: 0 26px 27px;
    font-size: 18px;
    line-height: 1.8;
    color: var(--fngb-text-muted);
}

/* Footer */
.fngb-footer {
    background: linear-gradient(145deg, var(--fngb-primary) 0%, #25160b 100%);
    color: rgba(255, 255, 255, 0.8);
    padding: var(--fngb-spacing-xl) 0 var(--fngb-spacing-lg);
    margin-top: var(--fngb-spacing-xl);
    position: relative;
}

.fngb-footer::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--fngb-burgundy), var(--fngb-gold), var(--fngb-burgundy));
}

.fngb-footer-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: var(--fngb-spacing-lg);
    padding-bottom: var(--fngb-spacing-lg);
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    margin-bottom: var(--fngb-spacing-md);
}

.fngb-footer-brand {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 17px;
}

.fngb-footer-tagline {
    font-size: 14px;
    line-height: 1.65;
    color: rgba(255, 255, 255, 0.6);
}

.fngb-footer-title {
    font-size: 16px;
    font-weight: 600;
    color: var(--fngb-cream);
    margin-bottom: 20px;
}

.fngb-footer-links {
    list-style: none;
}

.fngb-footer-links li {
    margin-bottom: 9px;
}

.fngb-footer-links a {
    color: rgba(255, 255, 255, 0.65);
    text-decoration: none;
    font-size: 14px;
    transition: all 0.3s ease;
    display: inline-block;
}

.fngb-footer-links a:hover {
    color: var(--fngb-gold);
    transform: translateX(4px);
}

.fngb-footer-bottom {
    text-align: center;
    font-size: 13px;
    color: rgba(255, 255, 255, 0.45);
    padding-top: var(--fngb-spacing-md);
}

/* Contact Form */
.fngb-contact-form {
    background: var(--fngb-cream);
    border: 1px solid var(--fngb-border);
    border-radius: var(--fngb-radius-lg);
    padding: var(--fngb-spacing-lg);
    box-shadow: 0 8px 35px var(--fngb-shadow);
}

.fngb-form-group {
    margin-bottom: var(--fngb-spacing-md);
}

.fngb-form-label {
    display: block;
    font-size: 14px;
    font-weight: 600;
    color: var(--fngb-text);
    margin-bottom: 5px;
}

.fngb-form-input,
.fngb-form-textarea {
    width: 100%;
    padding: 17px 17px;
    font-size: 14px;
    font-family: inherit;
    color: var(--fngb-text);
    background: #fff;
    border: 1px solid var(--fngb-border);
    border-radius: var(--fngb-radius-sm);
    transition: all 0.3s ease;
}

.fngb-form-input:focus,
.fngb-form-textarea:focus {
    outline: none;
    border-color: var(--fngb-gold);
    box-shadow: 0 0 0 3px rgba(204,163,133,0.15);
}

.fngb-form-textarea {
    min-height: 150px;
    resize: vertical;
}

.fngb-form-submit {
    width: 100%;
    padding: 18px;
    font-size: 13px;
    font-weight: 600;
    color: var(--fngb-cream);
    background: linear-gradient(145deg, var(--fngb-burgundy), #883b3c);
    border: none;
    border-radius: var(--fngb-radius-sm);
    cursor: pointer;
    transition: all 0.35s ease;
    box-shadow: 0 4px 16px rgba(119,47,51,0.35);
}

.fngb-form-submit:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(116,46,59,0.45);
}

/* Page Header */
.fngb-page-header {
    background: linear-gradient(145deg, var(--fngb-oxford) 0%, #303d4f 100%);
    color: var(--fngb-cream);
    padding: var(--fngb-spacing-xl) 0;
    text-align: center;
}

.fngb-page-title {
    font-family: 'Playfair Display', 'Georgia', serif;
    font-size: 42px;
    font-weight: 600;
    margin-bottom: 18px;
}

.fngb-page-subtitle {
    font-size: 18px;
    color: rgba(255, 255, 255, 0.75);
    max-width: 600px;
    margin: 0 auto;
}

/* Utility Classes */
.fngb-text-center {
    text-align: center;
}

.fngb-mt-lg {
    margin-top: var(--fngb-spacing-lg);
}

.fngb-mb-lg {
    margin-bottom: var(--fngb-spacing-lg);
}

/* Responsive */
@media (max-width: 768px) {
    .fngb-header { position: relative !important; }
    .fngb-main-navigation {
        display: none;
    }

    .fngb-menu-trigger {
        display: flex;
    }

    .fngb-hero-headline {
        font-size: 36px;
    }

    .fngb-hero-description {
        font-size: 17px;
    }

    .fngb-hero-buttons {
        flex-direction: column;
    }

    .fngb-btn {
        width: 100%;
    }

    .fngb-section-heading {
        font-size: 28px;
    }

    .fngb-lead-block {
        padding: var(--fngb-spacing-sm);
    }

    .fngb-checklist-section {
        padding: var(--fngb-spacing-md);
    }

    .fngb-testimonial-section {
        padding: var(--fngb-spacing-lg) var(--fngb-spacing-sm);
    }

    .fngb-testimonial-heading {
        font-size: 26px;
    }

    .fngb-faq-heading {
        font-size: 28px;
    }

    .fngb-faq-trigger {
        padding: 15px 23px;
    }

    .fngb-faq-question-text {
        font-size: 16px;
    }

    .fngb-footer-grid {
        grid-template-columns: 1fr;
    }

    .fngb-page-title {
        font-size: 32px;
    }
}

/* ============================================ */
/* Companies Table Styles */
/* ============================================ */

.fngb-companies-table-wrapper {
    overflow-x: auto;
    margin: 31px 0;
    border-radius: var(--fngb-radius-lg);
    box-shadow: 0 8px 35px var(--fngb-shadow);
}

.fngb-companies-table {
    width: 100%;
    border-collapse: collapse;
    background: var(--fngb-cream);
}

.fngb-companies-table thead {
    background: linear-gradient(135deg, var(--fngb-primary) 0%, var(--fngb-oxford) 100%);
}

.fngb-companies-table th {
    padding: 18px;
    text-align: left;
    font-weight: 600;
    font-size: 13px;
    text-transform: uppercase;
    letter-spacing: 0.6px;
    color: var(--fngb-cashmere);
    border-bottom: 3px solid var(--fngb-accent);
}

.fngb-companies-table td {
    padding: 18px 17px;
    vertical-align: middle;
    border-bottom: 1px solid var(--fngb-border);
}

.fngb-company-row { transition: all 0.3s ease; }
.fngb-company-row:hover { background: var(--fngb-cashmere); }

.fngb-rank-badge {
    width: 36px;
    height: 36px;
    background: linear-gradient(135deg, var(--fngb-gold) 0%, var(--fngb-gold-light) 100%);
    color: var(--fngb-primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 14px;
    box-shadow: 0 3px 10px rgba(200,172,131,0.3);
}

.fngb-company-info { display: flex; flex-direction: column; gap: 5px; }
.fngb-company-name { font-weight: 600; font-size: 16px; color: var(--fngb-primary); }
.fngb-company-badge {
    display: inline-block;
    padding: 4px 13px;
    background: rgba(202,162,118,0.2);
    color: var(--fngb-secondary);
    font-size: 11px;
    font-weight: 600;
    text-transform: uppercase;
    border-radius: 17px;
    border: 2px solid var(--fngb-accent);
}

.fngb-rating-box { display: flex; flex-direction: column; gap: 3px; align-items: center; }
.fngb-stars { display: flex; gap: 1px; }
.fngb-star { font-size: 17px; }
.fngb-star-full { color: var(--fngb-gold); }
.fngb-star-half { color: var(--fngb-gold); opacity: 0.5; }
.fngb-star-empty { color: var(--fngb-gold-muted); }
.fngb-rating-value { font-size: 13px; font-weight: 600; color: var(--fngb-text-muted); }

.fngb-bbb-badge {
    display: inline-block;
    padding: 7px 14px;
    background: var(--fngb-success);
    color: #fff;
    font-weight: 600;
    font-size: 13px;
    border-radius: var(--fngb-radius-sm);
}

.fngb-features-list { list-style: none; padding: 0; margin: 0; font-size: 16px; }
.fngb-features-list li { padding: 2px 0; padding-left: 16px; position: relative; color: var(--fngb-text-muted); }
.fngb-features-list li::before { content: '✓'; position: absolute; left: 0; color: var(--fngb-gold); font-weight: 700; }

.fngb-btn-review {
    display: inline-block;
    padding: 13px 24px;
    background: linear-gradient(135deg, var(--fngb-secondary) 0%, var(--fngb-primary) 100%);
    color: var(--fngb-cashmere);
    font-weight: 600;
    font-size: 14px;
    text-decoration: none;
    border-radius: var(--fngb-radius-md);
    transition: all 0.3s ease;
}

.fngb-btn-review:hover { transform: translateY(-2px); box-shadow: 0 6px 18px var(--fngb-shadow-deep); }

/* Review Page */
.fngb-review-page { max-width: 900px; margin: 0 auto; }
.fngb-review-header { text-align: center; margin-bottom: 38px; }
.fngb-review-title { font-size: 43px; font-weight: 700; color: var(--fngb-primary); margin-bottom: 20px; }
.fngb-review-meta { display: flex; justify-content: center; align-items: center; gap: 23px; flex-wrap: wrap; }
.fngb-review-rating-large .fngb-stars { font-size: 24px; }
.fngb-review-badge { padding: 5px 19px; background: var(--fngb-success); color: #fff; font-weight: 600; border-radius: 19px; }

.fngb-quick-facts {
    display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
    gap: 21px; margin: 40px 0; padding: 33px;
    background: var(--fngb-cashmere);
    border-radius: var(--fngb-radius-lg);
    border: 2px solid var(--fngb-border);
}
.fngb-fact-item { text-align: center; }
.fngb-fact-label { display: block; font-size: 12px; text-transform: uppercase; letter-spacing: 2px; color: var(--fngb-text-muted); margin-bottom: 5px; }
.fngb-fact-value { display: block; font-size: 20px; font-weight: 700; color: var(--fngb-primary); }

.fngb-review-content { margin-top: 41px; }
.fngb-review-section { margin-bottom: 40px; }
.fngb-review-intro .fngb-lead { font-size: 20px; line-height: 1.8; color: var(--fngb-text); }

.fngb-pros-cons { display: grid; grid-template-columns: 1fr 1fr; gap: 26px; margin: 27px 0; }
.fngb-pros, .fngb-cons { padding: 27px; border-radius: var(--fngb-radius-md); }
.fngb-pros { background: rgba(91,138,104,0.1); border: 1px solid rgba(92,136,97,0.2); }
.fngb-cons { background: rgba(154,63,59,0.1); border: 1px solid rgba(155,62,51,0.2); }
.fngb-pros h3, .fngb-cons h3 { margin-bottom: 17px; font-size: 18px; }
.fngb-pros h3 { color: var(--fngb-success); }
.fngb-cons h3 { color: var(--fngb-error); }
.fngb-pros ul, .fngb-cons ul { list-style: none; padding: 0; margin: 0; }
.fngb-pros li, .fngb-cons li { padding: 11px 0; padding-left: 26px; position: relative; }
.fngb-pros li::before { content: '✓'; position: absolute; left: 0; color: var(--fngb-success); font-weight: 700; }
.fngb-cons li::before { content: '✗'; position: absolute; left: 0; color: var(--fngb-error); font-weight: 700; }

.fngb-fee-table { width: 100%; border-collapse: collapse; margin: 17px 0; background: var(--fngb-cream); border-radius: var(--fngb-radius-md); overflow: hidden; box-shadow: 0 3px 7px var(--fngb-shadow); }
.fngb-fee-table th, .fngb-fee-table td { padding: 12px 21px; text-align: left; border-bottom: 1px solid var(--fngb-border); }
.fngb-fee-table th { background: var(--fngb-primary); color: var(--fngb-cashmere); font-weight: 600; }

.fngb-verdict { padding: 33px; background: var(--fngb-cashmere); border-radius: var(--fngb-radius-lg); border-left: 5px solid var(--fngb-gold); }
.fngb-verdict h2 { color: var(--fngb-primary); margin-bottom: 13px; }

.fngb-cta-box { text-align: center; padding: 43px; background: linear-gradient(135deg, var(--fngb-primary) 0%, var(--fngb-oxford) 100%); color: var(--fngb-cashmere); border-radius: var(--fngb-radius-lg); margin: 39px 0; }
.fngb-cta-box h3 { font-size: 26px; font-weight: 700; margin-bottom: 13px; }
.fngb-cta-box p { margin-bottom: 20px; opacity: 0.9; }
.fngb-cta-box .fngb-btn-primary { background: linear-gradient(135deg, var(--fngb-gold) 0%, var(--fngb-gold-light) 100%); color: var(--fngb-primary); padding: 19px 34px; font-size: 13px; text-decoration: none; border-radius: var(--fngb-radius-md); display: inline-block; font-weight: 600; transition: all 0.3s ease; }
.fngb-cta-box .fngb-btn-primary:hover { transform: translateY(-2px); box-shadow: 0 8px 20px rgba(194,162,127,0.4); }

.fngb-other-companies { margin-top: 61px; padding-top: 40px; border-top: 2px solid var(--fngb-border); }
.fngb-other-companies h3 { text-align: center; font-size: 28px; font-weight: 700; margin-bottom: 27px; color: var(--fngb-primary); }
.fngb-other-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 23px; }
.fngb-other-card { padding: 22px; background: var(--fngb-cream); border-radius: var(--fngb-radius-md); border: 2px solid var(--fngb-border); transition: all 0.3s ease; }
.fngb-other-card:hover { border-color: var(--fngb-gold); box-shadow: 0 8px 24px var(--fngb-shadow); transform: translateY(-4px); }
.fngb-other-card h4 { font-size: 18px; color: var(--fngb-primary); margin-bottom: 11px; }
.fngb-other-card p { font-size: 13px; color: var(--fngb-text-muted); margin-bottom: 10px; }
.fngb-other-card a { color: var(--fngb-secondary); text-decoration: none; font-weight: 600; font-size: 14px; }

@media (max-width: 768px) {
    .fngb-companies-table-wrapper { margin: 23px -18px; border-radius: 0; }
    .fngb-companies-table th, .fngb-companies-table td { padding: 9px 13px; font-size: 12px; }
    .fngb-th-features, .fngb-td-features { display: none; }
    .fngb-pros-cons { grid-template-columns: 1fr; }
    .fngb-review-title { font-size: 28px; }
}


/* Force Mobile Table Cards */
@media screen and (max-width: 768px) {
    .fngb-companies-section .fngb-companies-table-wrapper {
        overflow: visible !important;
        background: transparent !important;
    }

    .fngb-companies-section table.fngb-companies-table {
        display: block !important;
        width: 100% !important;
    }

    .fngb-companies-section .fngb-companies-table thead {
        display: none !important;
    }

    .fngb-companies-section .fngb-companies-table tbody,
    .fngb-companies-section .fngb-companies-table tr {
        display: block !important;
        width: 100% !important;
    }

    .fngb-companies-section .fngb-companies-table tbody tr.fngb-company-row {
        background: #fff !important;
        margin-bottom: 20px !important;
        border-radius: 19px !important;
        box-shadow: 0 5px 21px rgba(87,37,40,0.1) !important;
        padding: 23px !important;
        border: 1px solid rgba(84,28,45,0.08);
    }

    .fngb-companies-section .fngb-companies-table td {
        display: flex !important;
        justify-content: space-between !important;
        align-items: center !important;
        padding: 10px 0 !important;
        border: none !important;
        border-bottom: 1px solid #f5f5f5 !important;
    }

    .fngb-companies-section .fngb-companies-table td:last-child {
        border-bottom: none !important;
    }

    .fngb-companies-section .fngb-companies-table td::before {
        content: attr(data-label) !important;
        font-weight: 700 !important;
        color: #611c2b !important;
        flex-shrink: 0 !important;
        margin-right: 15px !important;
        font-size: 0.85rem !important;
    }

    .fngb-companies-section .fngb-td-company {
        flex-direction: column !important;
        text-align: center !important;
        padding-bottom: 19px !important;
        border-bottom: 3px solid #ebe2ca !important;
    }

    .fngb-companies-section .fngb-td-company::before {
        display: none !important;
    }

    .fngb-companies-section .fngb-td-rank {
        justify-content: center !important;
        padding-top: 0 !important;
        border-bottom: none !important;
    }

    .fngb-companies-section .fngb-td-rank::before {
        display: none !important;
    }

    .fngb-companies-section .fngb-td-action {
        flex-direction: column !important;
        padding-top: 13px !important;
        border-top: 3px solid #f3e7d9 !important;
        border-bottom: none !important;
    }

    .fngb-companies-section .fngb-td-action::before {
        display: none !important;
    }

    .fngb-companies-section .fngb-td-action .fngb-btn {
        width: 100% !important;
        text-align: center !important;
        padding: 13px 22px !important;
        font-size: 1rem !important;
    }
}

/* Company Logo Styles */
.fngb-company-logo {
    width: auto !important;
    height: 45px !important;
    max-width: 140px !important;
    max-height: 45px !important;
    object-fit: contain !important;
    margin-bottom: 12px;
}

@media screen and (max-width: 768px) {
    .fngb-company-logo {
        display: block !important;
        margin: 0 auto 18px auto !important;
    }

    .fngb-companies-section .fngb-td-company .fngb-company-info {
        text-align: center;
    }
}


/* Hamburger Menu Styles */
.fngb-menu-toggle {
    display: none;
    flex-direction: column;
    gap: 4px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 6px;
}

.fngb-menu-line {
    width: 25px;
    height: 3px;
    background: var(--fngb-text, #273c48);
    border-radius: 3px;
    transition: 0.3s;
}

.fngb-menu-toggle.active .fngb-menu-line:nth-child(1) {
    transform: rotate(45deg) translate(7px, 7px);
}

.fngb-menu-toggle.active .fngb-menu-line:nth-child(2) {
    opacity: 0;
}

.fngb-menu-toggle.active .fngb-menu-line:nth-child(3) {
    transform: rotate(-45deg) translate(7px, -7px);
}

@media (max-width: 768px) {
    .fngb-menu-toggle {
        display: flex;
    }
}


/* Header Container Fix */
.fngb-header-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 16px 27px;
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.fngb-header {
    background: #fff;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
    position: sticky;
    top: 0;
    z-index: 1000;
}


/* Navigation Responsive Fix */
@media (max-width: 768px) {
    .fngb-nav {
        display: none !important;
    }

    .fngb-menu-toggle {
        display: flex !important;
    }
}


/* Mobile Navigation Hidden by Default */
.fngb-mobile-nav {
    display: none;
    flex-direction: column;
    background: #fff;
    padding: 15px 22px;
    border-top: 2px solid #eee;
}

.fngb-mobile-nav.active {
    display: flex;
}

.fngb-mobile-link {
    padding: 12px 0;
    color: var(--fngb-text, #2f3043);
    text-decoration: none;
    font-weight: 500;
    border-bottom: 1px solid #f0f0f0;
}

.fngb-mobile-link:last-child {
    border-bottom: none;
}

.fngb-mobile-link:hover {
    color: var(--fngb-accent, #ec0a20);
}


/* SVG Logo & Mobile Fixes */
.fngb-logo-svg {
    width: 32px;
    height: 32px;
    vertical-align: middle;
}

.fngb-logo-text {
    display: none !important;
}

@media screen and (max-width: 768px) {
    .fngb-logo-svg {
        width: 28px;
        height: 28px;
    }
}

/* Company logos 50% width on mobile portrait */
@media screen and (max-width: 768px) and (orientation: portrait) {
    .fngb-company-logo {
        width: 50vw !important;
        max-width: 50vw !important;
        height: auto !important;
        max-height: none !important;
    }
}

/* Center company logos on mobile */
@media screen and (max-width: 768px) {
    .fngb-company-logo {
        display: block !important;
        margin-left: auto !important;
        margin-right: auto !important;
    }

    .fngb-company-info {
        text-align: center !important;
    }

    .fngb-company-name {
        text-align: center !important;
    }

    .fngb-company-badge {
        margin-left: auto !important;
        margin-right: auto !important;
    }
}


/* Max width 1400px for desktop */
.fngb-wrapper, .fngb-content, .fngb-hero-inner, .fngb-companies-container, 
.fngb-article, .fngb-container, .fngb-footer-inner, .fngb-main {
    max-width: 1400px !important;
    margin-left: auto !important;
    margin-right: auto !important;
}

/* Center buttons in company cards */
.fngb-company-card {
    display: flex !important;
    flex-direction: column !important;
    align-items: center !important;
}
.fngb-td-action {
    text-align: center !important;
}
.fngb-action-buttons {
    display: flex !important;
    justify-content: center !important;
    gap: 7px !important;
}
